• English

    • Getting Started

    What Aseta is

    Aseta is a snapshot-first asset management app. It does not ask you to log every transaction, and it does not expect constant maintenance of detailed holdings. You record asset balances at a fixed point in time, then use those snapshots to follow net worth trends, allocation changes, and broader shifts over time.

    The idea is simple: you do not need a full movie of your finances to understand where you are. A clear monthly snapshot is often enough. The name "Aseta" also comes from "Asset + Ashita", with Ashita meaning "tomorrow" in Japanese.

    Why Aseta exists

    1. Most budgeting apps are built for cash flow, not long-term asset tracking

    Many finance apps focus on daily spending logs. For people who already have a good handle on their day-to-day and monthly spending, that often means more work without much extra clarity. The real cost is not learning how to log transactions. It is keeping up with the logging, reconciliation, and corrections over time.

    2. A lot of "automatic" asset trackers still create manual work

    Some asset and balance-focused apps promise automation, but they still expect users to maintain detailed holdings: stock tickers, fund codes, units, and net values. Then they pull market prices through APIs.

    That sounds convenient until your portfolio changes often. Unit updates, dividends, recurring investments, rebalancing, and custody transfers all create ongoing maintenance. That is where mistakes and missing entries usually start.

    3. Investment bookkeeping tools often raise the input burden to calculate precise returns

    Some investment trackers are closer to Aseta in spirit because they summarize balances periodically. But to calculate precise rates of return, they often need strict separation between transfers in, transfers out, and asset growth.

    In real portfolios, that line is not always easy to draw. Asset transfers, custody moves, and incomplete data from broker or fund apps can make the record-keeping harder than it should be.

    4. Aseta takes a simpler and more durable approach

    Aseta asks you to record a full asset snapshot on a regular schedule, usually once a month, and keeps the focus on total-asset trends and allocation changes.

    It does not try to reconstruct every step. It helps you see the result with as little friction as possible. For many people, a few minutes per month is enough to build a long-term asset habit that actually lasts.

    What you can do with Aseta

    • Track net worth with monthly snapshots instead of daily bookkeeping.
    • Manage multiple ledgers and multiple currencies in one view.
    • Review net worth trends, contribution analysis, drawdown, volatility, and asset allocation.
    • Use tag groups and sub-assets to inspect your portfolio from both horizontal and vertical angles.
    • Set amount goals and allocation goals, then check current deviation for rebalancing.
    • Build a consistent rhythm with reminders, snapshot notes, and historical backfill.
    • Stay local-first while using backup, restore, and CSV import/export; on iOS, Aseta also supports iCloud backup and cross-device sync.
    • Keep recording, review, and decision support in one place with biometric lock, offline-first behavior, and built-in financial calculators.

    Who Aseta is for

    Aseta works especially well for people who:

    • want to spend as little time as possible while still understanding their asset trend,
    • manage more than one account, currency, or household ledger,
    • care about privacy and do not want to connect bank or brokerage credentials,
    • care more about long-term direction and structure than transaction-by-transaction detail.

    A practical way to start

    1. Pick your base currency and ledger structure

    Decide which currency you want to use for your overall view, and whether you want separate ledgers for personal, household, or scenario-based tracking.

    2. Add your main assets and liabilities

    Start with the important items first. You do not need perfect detail on day one. Cash, deposits, brokerage accounts, funds, property, and liabilities are usually enough to build a usable first picture.

    3. Record your first snapshot

    Choose a clear point in time and enter current balances. The goal of the first snapshot is not perfection. It is to create a baseline you can return to next month.

    4. Turn on reminders and data protection features

    If you plan to stick with Aseta, set a monthly reminder. If you need continuity across devices or protection against mistakes, review the backup, restore, and sync options in settings.

    The point of Aseta is not to turn input into a full-time job. It is to make net worth, allocation, and change over time easier to revisit, so you can spend more attention on judgment and less on maintenance.